If you are looking for a loan to consolidate your debt, you will basic to moderate for the loan, just like any other loan. If you have a home, you may be able to get an equity loan with your equity or even go over the appraised rate of your home in order to get the financing you basic.

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If you are looking for a loan to consolidate your debt, you will need to temper for the loan, just like any other loan. If you have a home, you may be able to get an equity loan with your equity or even go over the appraised price of your home in order to get the financing you need.

Information for consumers from the Federal Trade Commission.

Full text of the law governing third party collection of debts.

We also explain your right to privacy, and how debt collection efforts may affect your job, your credit report, even information in your medical files. ...

Fair debt collection practices act explained with FREE collection dispute letters and instructions to stop bill collector's illegal harassment!

Before paying old debts, check here to see if the statute of limitations has expired. Then use our FREE Statute of Limitation letters to dispute old debts!

This brochure explains some of your rights and responsibilities under the law and answers some frequently asked questions about debt collection. ...

ACAInternational.org - The Association of Credit and Collection Professionals.

A community for professionals involved in credit, debt collection, and the credit and collections industry. This association includes networking, ...

The Fair Debt Collection Practices Act (aka FDCPA), 15 U.S.C. § 1692 et seq., is a United States statute added in 1978 as Title VIII of the Consumer Credit ...

Equifax will still retain the debt and the collection on your credit file for 7 years. Also the collection agency can continue to collect or attempt to ...

If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a debtor. If you fall behind in repaying your creditors, ...

(The assumption is that the credit bureau contacted the collection agency to verify the debt.) Since the collection agency did not validate the debt, ...

Is paying off a collection going to remove it from my credit report? Unfortunately, the answer is no. If you are unable to negotiate the way the account ...

Below you will find information on extending credit and debt collection:. Extending Credit:. Extending Credit - Overview ? Ten Things to Think About ...

Collection agencies can not legally make any kind of public announcements or disclosures concerning the debt, except to the credit bureaus. ...

Intended as a practical, user-friendly guide to credit and collection principles .... 5.0 out of 5 stars Credit and Collection Handbook, September 9, 2000 ...

US Department of Educations Collections for Defaulted Student loans Guide - Main page for the FSA ... 1-800-621-3115 to process your credit card payment). ...

Credit Guru is a credit and collection professional's best resource magazine on the web. It features articles, links and a discussion board in the areas of ...

CareOne Credit Counseling SM services lead the industry in helping people .... You are entitled to fair debt collection practices even if you have fallen ...